TERMS & CONDITIONS

Last Updated: July 24, 2025

Welcome to Veltrust Wealth Management. By accessing or using our Website, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our website.

1. Acceptance of Terms

By accessing or using the Website, you confirm that you are at least 18 years old, have the legal capacity to enter into these Terms, and agree to comply with them. These Terms may be updated from time to time, and we will notify you of changes by posting the updated Terms on the Website. Your continued use of the Website constitutes acceptance of the updated Terms.

2. Use of the Website

• Permitted Use: The Website is intended for personal, non-commercial use to learn about our wealth management services. You may not use the Website for any unlawful purpose or in any way that violates these Terms.

• Prohibited Activities: You agree not to:

  • Use the Website to engage in illegal activities or promote harmful conduct.

  • Attempt to gain unauthorized access to our systems or networks.

  • Reproduce, distribute, or modify any content from the Website without our prior written consent.

  • Use automated systems (e.g., bots, scripts) to access or scrape the Website.

3. Services and Financial Advice

• Client Agreements: Wealth management services are subject to separate client agreements and disclosures, which will be provided to you upon engaging our services.

4. Intellectual Property

All content on the Website, including text, graphics, logos, and software, is the property of Veltrust Wealth Management or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

5. Privacy Policy

Your use of the Website is subject to our Privacy Policy. Please review it to understand how we collect, use, and protect your personal information.

6. Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third-party sites. Accessing third-party links is at your own risk.

7. Disclaimer of Warranties

The Website and its content are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose. We do not guarantee that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Veltrust Wealth Management, its affiliates, officers, directors, and employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on its content. This includes, but is not limited to, losses related to financial decisions made based on Website content.

9. Indemnification

You agree to indemnify and hold harmless Veltrust Wealth Management, its affiliates, and their respective officers, directors, and employees from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or misuse of the Website.

10. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice, for any reason, including violation of these Terms.

11. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of The United States of America and Canada, without regard to their conflict of law principles. Any disputes arising from these Terms or your use of the Website shall be resolved in the state or federal courts.

12. Miscellaneous

• Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement between you and Veltrust Wealth Management regarding the use of the Website.

• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

• No Waiver: Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

By using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.